Barclays US and Microsoft Announce ‘Xbox Mastercard’ Credit Card, 5X Points For Microsoft Store Purchases, 3X Dining Delivery and Streaming

Blind everyone with your dazzling adult card.

Microsoft has announced, in partnership with Barclays US, that they will be introduce the first ever Xbox-branded credit card. The ‘Xbox Mastercard’ is a contactless and chip credit card that will earn you 5X the points on eligible Microsoft Store purchases, 3X points on eligible dining delivery and streaming services, and 1X the points on all everyday purchases. It’s a no-annual fee card and has a variable APR that ranges from 20.99% all the way up to 31.99% based on credit history and the market Prime Rate.

The Xbox Mastercard will have five designs you can choose from, with the option to add your gamertag on it for good measure. No word on whether it supports the new gamertag system or if it’ll default to the old one, however. Interested parties can apply for the card starting on the 21st, with sign ups targeting Xbox Insider members. You can become a member simply by downloading the ‘Xbox Insider Hub’ application from the Microsoft Store on either your Xbox console or Windows PC.

Have a gander below for the full Xbox Wire post on the Xbox Mastercard. You can also click here to read the card’s terms and conditions. Remember to spend responsibly.

Introducing the New Xbox Mastercard – A New Way to Earn More Value for Gaming

by Dave McCarthy, CVP Xbox Player Services • Sep 11, 2023 @ 8:30am


  • We are introducing the no annual fee Xbox Mastercard, issued by Barclays.
  • The Xbox Mastercard allows cardmembers to earn card points with everyday purchases and redeem those points on games and add-ons at
  • The Xbox Mastercard will be available exclusively to Xbox Insiders in the continental United States, Alaska, and Hawaii beginning on September 21. To become an Xbox Insider, visit Xbox Insider Program.
  • Terms and conditions apply.

We know players are interested in getting more value from Xbox, and we’ve heard feedback from the community that they want more ways to get value from their purchases. Today, I’m excited to share that we are introducing the no annual fee1 Xbox Mastercard in partnership with Barclays US Consumer Bank, a leading cobranded credit card issuer in the United States. With the Xbox Mastercard credit card, players can earn card points with everyday purchases to redeem on games and add-ons at The Xbox Mastercard will be available exclusively to Xbox Insiders in the 50 United States beginning on September 21, with availability to all Xbox players in the 50 United States coming in 2024. 

With the Xbox Mastercard, players can earn card points for every $1 spent on purchases including: 

  • Xbox & Microsoft – Earn 5x card points on eligible products at the Microsoft Store.  
  • Streaming Services – Earn 3x card points on eligible streaming services like Netflix® and Disney+®. 
  • Dining Delivery Services – Earn 3x card points on eligible dining delivery services like Grubhub® and DoorDash®. 
  • Everyday purchases – Earn 1x card points on all other everyday purchases. 

Cardmembers will also get access to more benefits including: 

  • A bonus of 5,000 card points (a $50 value) after their first purchase. 
  • Three months of Xbox Game Pass Ultimate for new Game Pass members after their first purchase. If they’re already a Game Pass member, they can easily gift it to a friend to play together. 
  • Choice of one of five iconic designs for their card, with the option of personalizing it with their gamertag. 
  • Flexibility of use with contactless payments and digital wallets. 
  • Free online access to cardmembers’ FICO Credit Score, which allows users to keep an eye on their credit score and receive alerts when their score has changed. 
  • $0 Fraud Liability protection, so cardmembers are not responsible for charges they didn’t authorize. 

Terms and conditions apply.   

If you would like to join the Xbox Insider Program, you can get started by downloading the Xbox Insider Hub app on your Xbox or Windows PC. For more information, visit the Xbox Insider Program.   

How to Apply

If you’re an Xbox Insider with residence in the continental United States, Alaska, or Hawaii, you can apply starting on September 21. The Xbox Mastercard will be available in waves to Xbox Insiders throughout this fall. 

We look forward to hearing feedback and we’ll continue to find new ways to deliver value to the Xbox community for playing the games they love. 

Xbox Mastercard Xbox Wire Post

Genghis "Solidus Kraken" Husameddin

I like video games, both old and new. Nice 'ta meetcha!

Related Articles

Start the discussion at

Back to top button